How to Talk to Children about COVID-19

Children are often more perceptive than most adults may give them credit for; they may be wondering why their mom and/or dad are home more, why they aren’t in school or why their routine has changed, or why they can’t go see their friends or even leave the house. It’s essential to tackle these questions head-on and in a manner that satisfies their curiosity and helps to put their mind at ease. 

Self-Reflect

Talking to your children may require that you self-reflect about your concerns and feelings. Be aware that you also may be projecting your insecurities or anxieties on to your children and recognize that you may also need additional support or guidance during this time. Also, make sure that you do your research first so that you can adequately answer any questions that may come up. 

Listen and Teach

Ask your child what they already know or have heard about the virus. Be sure to dispel any myths and elaborate on critical pieces of information like the importance of handwashing. It’s also important to talk to your children in a manner that is appropriate for their age/ level of development. Also, try putting things in terms that they can relate to or understand. It’s important to teach but not to overwhelm. 

Validate Their Feelings

Your child may be confused, scared, or anxious about the changes they are experiencing. It’s important not to dismiss their feelings and to reassure them during this time that what they are feeling is very reasonable. Don’t overcommit or overpromise on things that you may not have control over to solely help them feel better – it’s important to be reassuring but also realistic. 

Create a New Routine, and then keep it Consistent 

Children thrive on stability and knowing what to expect. Help give them that consistency by developing a new routine for them. For example, create a daily schedule that outlines their activities for the day. Setting up a plan in case things suddenly change or take longer than expected can also help provide them with further assurance moving forward. Have your child get involved in the planning process so they can feel empowered and confident moving forward. 

Many people are feeling stress and anxiety during this uncertain time, and children are no exception. The mental health experts at CFIR can help you navigate how to have these meaningful discussions with your children. Clinicians at CFIR are offering secure video and teletherapy sessions during this time to ensure continuity of care. Please reach out if you would like to have a safe, confidential session from the comfort of your own home.

Dr. Brianna Jaris, C.Psych. is a clinical psychologist at CFIR. She has extensive experience in psychological assessment and diagnosis and the treatment of a wide range of psychological issues, including trauma, depression, anxiety. She is currently the head of CFIR’s Trauma and PTSD service. 

Therapy: Are You Covered?

Is your therapist covered by your workplace insurance? 

Can you afford the number of required sessions to help you by either using your insurance coverage or paying ‘out of pocket’?

Not all mental health care practitioners are covered by workplace insurance programs. Clients who don’t review their workplace insurance prior to receiving psychological services can find themselves feeling very disappointed, and out of a lot of money when they find out that they are not covered for their sessions. It’s important to find out how much coverage you have, and to figure out how much ‘out of pocket’ money you’ll need to be able to attend sessions consistently and until a significant change has been realized. It’s important to learn at the outset about how many sessions you’ll be able to afford with your insurance coverage and the ability to pay ‘out of pocket’.

Registered psychologists tend to be covered by most workplace insurance programs. However, if you are seeing a psychotherapist or social worker, you’ll want to verify whether their services are covered under your program. At Centre For Interpersonal Relationships (CFIR), psychotherapists and social workers are supervised by a registered clinical psychologist, and receipts are issued under the supervising psychologist. Some insurance companies will accept these circumstances, while others will not. It’s up to you to verify with your insurer whether your insurer will cover your sessions.

Since most individuals will require more sessions than their insurance covers, it’s important for you to evaluate whether you can afford to pay for sessions ‘out of pocket’ once your insurance has run out. It’s important to have these discussions with your therapist to ensure that your treatment is not disrupted by lack of financial resources. Based on your insurance, and ability to ‘pay out-of-pocket’, your therapist may determine given your presenting concerns, that other treatment options may be better for you (i.e., workshops or group therapy, or seeing a psychotherapist or joining our Reduced Cost Services program). In the event that you find yourself out of insurance dollars, and your ability to pay ‘out of pocket’ reduced, you may want to alter the number of sessions you attend per month or take a break from therapy until which point your workplace insurance kicks in again.

CFIR offers you different options to ensure accessibility and affordability of services. If you have run out of insurance and are having difficulties paying for services ‘out of pocket’, our counsellors, who are supervised by our psychologists, can be seen for a fraction of the cost of seeing a psychologist. Referral to counsellors at CFIR is seamless and ensures continuity of your treatment with minimal disruptions.